Club Championship

Your First Club Championship: What to Ask and How to Prepare

A club championship is your club's own competition, and its committee sets the terms: who may enter, match play or stroke play, gross or net, flights, tees, the entry deadline and how ties are decided. The Rules of Golf call these the Terms of the Competition, and The R&A's guidance says it is each player's responsibility to know and follow them. This page is a sheet of questions to take to the golf shop or the committee, a plan for the weeks before, and what the Rules expect of you on the day.

Competition

Competitive Play · Updated October 11, 2026

The short version

  • Ask for the written terms first. The R&A's guidance says a committee should set clear terms and make them available in advance, and that each player is responsible for knowing and following them.
  • The format is a combination of settings from Rule 3: match play or stroke play, individual or partners, gross or net. Flights are a separate choice the committee makes, and a flight set by handicap can still be decided on gross scores.
  • On the day of a stroke-play round, Rule 5.2b says a player must not practice on the course before the round, apart from limited exceptions, unless a Local Rule changes that. Plan practice rounds for earlier days.
  • On the day, start at your starting time (Rule 5.3a), carry no more than 14 clubs (Rule 4.1b) and, in stroke play, check, certify and return your scorecard (Rule 3.3b).

Ask for the terms first: a question sheet

There is no standard club championship. The Rules of Golf leave the choices to the club’s committee: match play or stroke play, one weekend or matches spread over weeks, one field or several flights. The R&A’s guidance for committees names what the committee decides: “Terms of the Competition determine the structure of each competition including who may enter, how to enter, what the schedule and format of the competition will be and how ties will be decided.”

The same guidance gives the committee three duties, to “Set clear and concise terms for each competition”, to “Make these terms available to players in advance of the competition” and to “Interpret the terms should any questions arise”. It gives the player one: “It is the responsibility of each player to know and follow the Terms of the Competition.” So the first step is to ask the golf shop or the committee for the terms in writing, and to ask about anything they leave out.

Take this sheet with you. The words in quotation marks are The R&A’s. Each row is a question for your club, not a statement of what clubs do. Two rows quote a Rule instead of the guidance: pace of play is from Rule 5.6b, and caddies is from the note to Rule 10.3a.

Entering

Ask aboutWhat to find out
Who may enterWhich membership classes, any age or amateur-status condition, and whether earlier club events are required. The guidance says a Committee “may make Terms of the Competition that restrict who is eligible to play” and may “require that all players are members of a specific club”.
How to enter, and by when“The way to enter the competition and the starting and ending dates for entry should be specified.” Ask for the fee, what it covers, the closing date and time, and what happens if more players enter than there are places.
HandicapWhether a Handicap Index is required, any limit, and the date on which it is read. A Committee may set “upper or lower limits on handicaps”, and for an event over consecutive days the guidance recommends that “the player’s handicaps remain unchanged between such rounds”.

The format

Ask aboutWhat to find out
Match play or stroke playThe guidance gives “match play, stroke play or stroke play qualifying for match play” as examples of the form of play. Rule 3 scores them differently, so this answer shapes everything else you ask.
Gross or netRule 3.1c: in a scratch competition “The player’s handicap is not applied”, and in a handicap competition the net score “is the gross score adjusted for the player’s handicap strokes”. Ask how the title is decided and whether there are net prizes.
Rounds, holes and a cut“Number of rounds, including whether there will be a cut.” Ask the dates and, for a match-play event played over weeks, “the final date by which each match must be completed”.
FlightsThe guidance calls them multiple draws, “sometimes called flights or divisions”, set “by handicap, through stroke play qualifying or by another method determined by the Committee”. Ask how many there are, how you are placed and whether you may ask to move.
Handicap allowanceFor a handicap match the Committee should say “If a handicap allowance will apply and what the handicap allowance will be”. For net stroke play it sets the allowance from its handicapping body’s guidance. Ask what the allowance is in your flight.
TeesThe guidance says “the Committee may specify which tees all players must use”, or make the tees depend on handicap, gender or age. Ask which tees your flight plays, so you practice from them.
TiesFor stroke play: “The Terms of the Competition should specify whether a competition may end in a tie, or if there will be a play-off or matching of scorecards to determine the winner and other finishing positions.” For match play the guidance says the terms should specify “if the match may end in a tie”. Ask which applies, and when a playoff would be held.

On the course

Ask aboutWhat to find out
Local Rules“The Committee should ensure that any Local Rules are posted for players to see”, on a handout, the scorecard, a notice board or digitally. Ask for the sheet before the day.
Pace of playRule 5.6b says a Committee’s policy “may set a maximum time to complete a round, a hole or series of holes and a stroke, and it may set penalties for not following the Policy”. Ask for the times and the penalties.
Practice on the courseRule 5.2 treats match play and stroke play differently, and a Local Rule can change either. Ask when competitors may play the course before and between rounds.
Starting times and groupsThe Committee “can set the starting times and groups or allow the players to set their own”. Ask when they are posted, and where.
Caddies and cartsThe Rules allow a caddie, and a Committee “may adopt a Local Rule prohibiting or requiring the use of caddies or restricting a player’s choice of caddie”. Ask about caddies, carts and walking.
Scorecards and the result“The Committee should specify when the scorecard is considered returned.” Ask where the card goes and when the result becomes final.
PrizesThe guidance says a Committee “should ensure that prizes for amateurs are allowed under the Rules of Amateur Status”. Ask what the prizes are before you accept one.

Prizes have their own rules for an amateur. Our guide to the Rules of Amateur Status covers what an amateur may accept in a scratch competition and in a handicap competition.

The format, as the Rules of Golf define it

Rule 3 says every golf competition has three central elements. A club championship is one combination of them:

  • Match play or stroke play. In match play “a player and an opponent compete against each other based on holes won, lost or tied”. In the regular form of stroke play “all players compete with one another based on the total score”.
  • Individual or partners. “Golf is played either by individual players competing on their own or by partners competing together as a side.”
  • Gross or net. A scratch competition counts the gross score. A handicap competition counts the net score, “so that players of differing abilities can compete in a fair way”.

Rule 21 adds three other forms of stroke play that score differently: Stableford, Maximum Score and Par/Bogey. Rules 22 and 23 cover the two partner forms, Foursomes and Four-Ball, which a club may use for other events on its calendar. Our guide to golf tournament formats compares each of them with worked scores, and covers ties, cuts and how to keep a scorecard.

Flights are not a format. They are a way of dividing the field, and the guidance explains why a committee uses them: “This may be in order to have players of similar abilities compete against each other or in order to have multiple winners.” It adds a point worth knowing before you enter: “While the draws may be set by handicap, there is no requirement that the resulting play within the draw be a handicap competition since all the players should be of relatively equal ability.” A flight chosen by handicap can still be won on gross scores. Ask which applies in yours.

One club's published terms: Ed Oliver Golf Club, 2026 (one example)

This is one club’s page for one year, read on October 11, 2026. It is here to show what published terms look like, and it says nothing about any other club. Ed Oliver Golf Club in Wilmington, Delaware, posted a page for its 2026 Ed Oliver Club Championship, “a two-day event” listed for August 29 and 30. When we read it, the page said “This event has passed.”

TermWhat the club’s page says
Flights“Players will be placed into flights based on handicap. The number of flights will be determined by the total number of participants.” The Championship Flight is “the players with the lowest handicap indexes”, with A, B and C Flights “as needed”.
Moving flights“Players may choose to play up a flight, but may not play down a flight.”
TeesThe Championship Flight from the Blue Tees. The A, B and C Flights from the white tees, “with players age 55 and older having the option to play from the gold tees and players age 65 and older having the option to play from the gold-red combo tees”.
Gross and net“Each flight will have both a Gross Champion and Net Champion. Course handicaps will be adjusted based on the tee set being played for the net competitions.”
The title“The Overall Club Champion will be the Gross Winner from the Championship Flight (Blue Tees).”
Starting timesTee times “between 9:03 AM and 10:51 AM on both Saturday and Sunday”. “First-round pairings will be randomly assigned with players within their respective flights. Second-round tee times will be determined by the Round 1 leaderboard within each flight.”

Set that against the question sheet. The page answers the flights, tees, gross and net, and starting-time rows. When we read it, it did not say whether the rounds are stroke play or match play, how many holes are played, who may enter, what the entry costs or when entries closed, how a tie is decided, or which Local Rules and pace of play policy apply. Its ticket section read “Tickets are no longer available”. That is not a criticism of the page. An event listing is not a full set of terms, and the answers it leaves out are the ones to ask the golf shop for.

The weeks before: a practice-round planning sheet (editorial)

This sheet is our own suggestion for organizing your practice rounds. It is editorial, not a scoring method, and it promises no result. Knowing a course well does not guarantee a score on it.

WhenWhat to do and write down
When entries openGet the written terms and the Local Rules sheet. Enter before the closing date. If the event uses a Handicap Index, check that yours is current.
Practice round 1Play the tees your flight will play. For each hole, write down the club and target from the tee, where a penalty stroke is waiting, and which side of the green leaves the simpler next shot.
Practice round 2Score it the way the event is scored. For stroke play, hole out on every hole and count every stroke and penalty stroke. For match play, play a match against a friend and keep the match score yourselves.
The week of the eventRead the Local Rules and the pace of play policy again. Keep to the shots you have practiced. Decide in advance which holes you will play for the middle of the green.
The day of a stroke-play roundDo not play the course before your round. Use the practice area, and the putting or chipping the Rule allows near your first tee, unless the club’s Local Rules say otherwise.

Two rows rest on a Rule, so check them against your terms:

  • Scoring practice round 2. In stroke play Rule 3.3c says “A player must hole out at each hole in a round.” A casual round with putts given is not the same test. In match play Rule 3.2d says “The players are expected to know the match score”, so practice keeping it.
  • The day of the round. Rule 5.2b says that on the day of a stroke-play competition “A player must not practise on the course before a round”, except that the player may “Practise putting or chipping on or near their first teeing area” and “Practise on any practice area.” Rule 5.2a is different for match play: “A player may practise on the course before a round or between rounds of a match-play competition.” The Rule notes that a committee may adopt a Local Rule “prohibiting, restricting or allowing practice on the course before or between rounds”, which is why practice is on the question sheet.

For the notes themselves, our yardage book guide has a page layout and says what the Rules allow in one. For deciding where to aim, see the course management guide. For the last week and the morning, the tournament prep guide lays out a routine you can reuse.

What happens on the day

The night before, do the dull things: confirm your starting time and group, count your clubs, and pack food, water and rain gear. The day itself runs on a handful of Rules.

  1. Be at the starting point on time. Rule 5.3a: “The player must start at (and not before) their starting time”, and “A starting time set by the Committee is treated as an exact time (for example, 9 am means 9:00:00 am, not any time until 9:01 am).” The penalty for a breach is disqualification, with exceptions. One is for a player who “Arrives at Starting Point, Ready to Play, No More Than Five Minutes Late”: that player “gets the general penalty applied to their first hole”.
  2. Count your clubs. Rule 4.1b says a player must not “Start a round with more than 14 clubs”. In stroke play the penalty is two penalty strokes “for each hole where a breach happened, with a maximum of four penalty strokes in the round”. In match play the match score is revised “by deducting one hole for each hole where a breach happened, with a maximum deduction of two holes in the round”.
  3. In stroke play, look after your scorecard. Under Rule 3.3b your marker enters your gross score for each hole. When the round has ended you “Should carefully check the hole scores entered by the marker and raise any issues with the Committee”, “Must make sure that the marker certifies the hole scores on the scorecard” and “Must certify the hole scores on the scorecard and promptly return it to the Committee, after which the player must not change the scorecard”. If the score returned for a hole is higher than the one you made, “The higher returned score for the hole stands.” If it is lower, “The player is disqualified”, with one exception in the Rule for a penalty the player did not know about.
  4. Leave the arithmetic to the committee. The same Rule says “There is no requirement for a player’s handicap to be shown on the scorecard or for players to add up their own scores.” It also notes that a committee can adopt a Local Rule making the player responsible for the handicap on the scorecard, so read your club’s sheet.
  5. In match play, the match is between the two of you. The Rules’ definition of a scorecard says one “is not required in match play”. Rule 3.2b lets a player concede a stroke, a hole or the match, and “A concession is final and cannot be declined or withdrawn.” If the match is tied after the final hole, “The match is extended one hole at a time until there is a winner”, unless your club’s terms say it ends in a tie. The result becomes final “in the way stated by the Committee”, so ask where to report it.
  6. Keep pace. Rule 5.6b recommends that a player “make the stroke in no more than 40 seconds after they are (or should be) able to play without interference or distraction”. Rule 5.6a penalizes unreasonable delay: one penalty stroke for a first breach, the general penalty for a second and disqualification for a third. Your club’s own pace of play policy can add time limits and penalties.

The general penalty is “Loss of hole in match play or two penalty strokes in stroke play.” If you are unsure of a Rule during a stroke-play round, raise it with the committee before you return your scorecard. The formats guide linked above has a section on getting help with a Rule during a round.

After the championship: where an adult goes next

Once you have played one, three next steps are open to an adult amateur:

  • A Handicap Index, if you played without one. Our guide to getting a Handicap Index and a GHIN number is written for junior families, and the path it describes is the same for an adult.
  • Your state or regional golf association. Tessaira’s state amateur directory lists a selection of state amateur championships, each with a link to the association that runs it. An association’s own schedule is where its net and flighted events are listed if it runs them.
  • Mid-amateur golf, from age 25. The mid-amateur guide covers the USGA’s U.S. Mid-Amateur and where else an adult can compete.

Your next move

Get a Handicap Index

If your club's terms ask for a Handicap Index, this guide covers joining a club or association, getting a GHIN number and posting the first scores. It is written for junior families, and the path it describes is the same for an adult.

Get a Handicap Index

Frequently asked questions

What format is a club championship?
There is no single format. The club's committee sets it in the Terms of the Competition. Rule 3 of the Rules of Golf gives the settings: match play or stroke play, individual or partners, gross or net. The R&A's guidance for committees gives match play, stroke play, or stroke play qualifying for match play as examples of the form of play. Ask your golf shop which applies this year.
What is a flight in a club championship?
A flight is a division of the field. The R&A's guidance says a committee can divide a competition into multiple draws, sometimes called flights or divisions, to have players of similar abilities compete against each other or to have multiple winners. The draws may be set by handicap, by stroke play qualifying or by another method the committee chooses, and the terms should say which.
Do I need a handicap to play in a club championship?
It depends on your club's terms. The R&A's guidance says a committee may set upper or lower limits on handicaps and may set flights by handicap. In one example, Ed Oliver Golf Club's page for its 2026 club championship said players would be placed into flights based on handicap. Ask your club whether a Handicap Index is required and on which date it is read.
Is a club championship gross or net?
Either, or both. Rule 3.1c defines a scratch competition, where the handicap is not applied, and a handicap competition, where the net score is the gross score adjusted for handicap strokes. A club can award both. Ed Oliver Golf Club's 2026 page, for one, said each flight would have a Gross Champion and a Net Champion, with the overall title going to the gross winner of its Championship Flight.
Can I play the course on the morning of the championship?
In stroke play, not under the default Rule. Rule 5.2b says that on the day of a stroke-play competition a player must not practice on the course before a round, except for putting or chipping on or near the first teeing area and practice on any practice area. Rule 5.2a allows practice on the course before a match-play round. A committee can change either by Local Rule, so check your club's sheet.
What happens if I am late for my starting time?
Rule 5.3a says a player must start at, and not before, their starting time, and treats that time as exact. The penalty for a breach is disqualification, with exceptions: a player who arrives at the starting point, ready to play, no more than five minutes late gets the general penalty applied to their first hole. The general penalty is loss of hole in match play or two penalty strokes in stroke play.
What happens if I return a wrong score in stroke play?
Under Rule 3.3b, if the score returned for a hole is higher than the actual score, the higher score stands. If it is lower, the player is disqualified, with one exception in the Rule for a penalty stroke the player did not know about before returning the scorecard. The player is not required to add up the scores: the committee is responsible for that.
How should I prepare for my first club championship?
Start with the written terms and the Local Rules sheet, then plan practice rounds from the tees your flight will play and score one of them the way the event is scored. That plan is this page's own editorial suggestion, not a scoring method. Schedule the practice rounds for earlier days, because Rule 5.2b limits practice on the course on the day of a stroke-play round.

Keep reading

Sources and review

What it covers
Rules 3, 4.1b, 5.2, 5.3a, 5.6 and 10.3a and the Definitions of the 2023 Rules of Golf, and Committee Procedures Section 5, as The R&A publishes them; and Ed Oliver Golf Club's page for its 2026 club championship, used as one labelled example. Each as it read on October 11, 2026.
Checked

What this page cannot tell you

  • Every club's committee sets its own terms. This page states no eligibility rule, flight size, handicap limit or handicap allowance as a norm. Your club's written terms are the only answer.
  • One club is quoted, for one year, as an example. When we read its page, it did not state the form of play, the number of holes, who may enter, the fee, the closing date or how ties are decided, and its terms apply to no other club.
  • The Rules of Handicapping were not opened for this page, so it does not explain how a handicap allowance or a Course Handicap is calculated.
  • The practice-round sheet is Tessaira's own suggestion for organizing practice. It is not a scoring method and promises no result. No golf professional or rules official has reviewed this page.
  • A club's Local Rules can change what the Rules of Golf say about practice, caddies and scorecards. Read your club's sheet.